How Much Do ๐ You Know About Your ๐Homeowner's Insurance?
Insurance can be ๐คConfusing and ๐ฒOverwhelming—but taking the
Time ⏰to ensure you have the Coverage you need can ๐ฐsave a lot of ♥๐Heartache.
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One of the Most Important ๐ฅ๐Factors to Understand is how you will be Reimbursed for a Covered Loss. There are Two 2️⃣Primary Coverage Options:
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๐ชReplacement Cost - Reimburses you for the Current Cost of Rebuilding, Repairing, or Replacing your Damaged Property
๐ Actual Cash Value - Reimburses you for the Replacement Cost Minus Depreciation, which means the Reimbursement Amount will be reduced to account for the Property’s Age and Typical Wear and Tear
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While a Policy with Replacement Cost coverage is typically more Expensive, it offers a Higher Level of Protection Against Loss.
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Are you in the Market for Homeowner’s Insurance? Contact Kathy for a Referral to a Trusted Insurance Broker who can Explain your Options.
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๐954-347-0244
๐ง๐ฉKathy@HyattRealtors.com
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