Thinking 🤔About Refinancing 📉📈Your Mortgage?With Rates 👇Dropping in 2025, It Might Be a Good ⏰🕙Time to Explore 👀Your Options. But Before You Rush🏃♀️🏃♂️ to the Bank🏦🏢, There Are a Few Key Factors to Consider:
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🏆🎖Your Financial Goals - What are you hoping to achieve? Lower Monthly Payments? Faster Payoff? Access to Equity?
🔢The Numbers -
Factor in closing costs, potential prepayment penalties, and the long-term impact on your interest payments.
🏡🏘Your Equity Position -
Having sufficient equity in your home can improve your chances of securing favorable refinancing terms.
🎯💯Your Credit Score -
A strong credit score is key to qualifying for the best interest rates.
💳💵Your Debt-to-Income Ratio -
Lenders assess your overall financial health, so managing your debt levels is important.
It is a lot to Consider — but you do not need to navigate this decision alone. Reach out to Kathy for a Referral to a Trusted Mortgage Professional who can Provide Personalized Advice and Help you make the Best Decision for your Unique Situation.
Kathy Hyatt is a 🌴South Florida 🌴Realtor Helping People Buy and Sell 🏩Homes.
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📞☎954-347-0244
✉📩Kathy@HyattRealtors.com
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